(616) 942-3386

©Top Flite Financial, Inc.  NMLS ID # 4181

Take control of your cash flow and credit today

Don’t let the past hold you back from protecting your future.

Pam Hein | Loan Officer

NMLS 161445

Top Flite Financial, Inc.

616-942-3386

phein@topflitefinancial.com

At risk of losing your home or being denied a mortgage loan? Let's get you get back on track. 

It doesn’t have to be stressful & scary

You’re more than your credit score – and you deserve to feel secure even with less-than-perfect credit.

I'm here to help!

I'm Pam Hein with Top-Flite Financial Inc.

My experienced team of mortgage professionals are prepared to help you even with less-than-perfect credit. Give me a call to experience personal and professional service – not intimidation. 

616-942-3386

phein@topflitefinancial.com

My experience with Pamela Hein was sooooooo awesome! We gained a great repoire in our process. Her patience, attitude and willingness to help can’t be put in words! Awesome job!

— Dkenya Sundi

Our Simple Process

See where you are 

In our first conversation we’ll listen to your individual situation and look at the numbers.

We’ve worked with people experiencing:

  • Layoffs and job loss
  • Divorce
  • Illness
  • Financial struggles
  • Overwhelming home repairs

Make an immediate plan

From there, we’ll provide guidance to improve your credit score both immediately and long-term using the current equity in your home.

We’ll focus on:

  • Paying off debt
  • Improving your credit score
  • Improving cash flow and more ...

Protect your future

Throughout the process we work hand-in-hand with you so you’re always up to speed on your loan file.


Ready to protect your future, in spite of your past? 


Give us a call and we’ll help you take control of your cash flow and credit together. 

616-942-3386

phein@topflitefinancial.com



When we needed it most this amazing, truly kind, thoughtful and professional blessing in our lives, that crossed our path back in July, by the name of Pam Hein had accomplished her mission of helping us to make our dream a reality! By the time August rolled around we were signing papers.

- The Albert II Family

The choice is yours to take control. Why wait?

Together, I can help you...

01

Experience peace of mind that you won’t lose your home or stay stuck in a financial bind

02

Understand the financial variables of your specific situation and know your options

03

Improve your chances of getting a mortgage loan or refinancing

04

Improve your credit score and pay off debt

05

Navigate the financial impact of job loss, illness, divorce, or home repair

Pam is a pleasure to work with and she's well experienced in her field of expertise

— Ryan Potter, Realtor